Hello, Phil here. I hope everyone’s doing well. Actually, I’m not even sure if I have any readers left, but hopefully that’s going to change over the next little while.

I just want to start off with an apology to those who have left comments over the last eight months and didn’t see them appear on the site. I’ve been going through a terrible time trying to keep ahead of the spambots. At one point, there were over 35,000 spam messages in my comments section. I have a policy of manually approving all comments on the site before they go live – and it’s a good thing I do, otherwise you’d see nothing but ads for Viagra, porn, credit repair, and so forth. Read the rest of this entry

Sitting here in the middle of a typical Canadian winter, there is not much to do but think about my situation. Well, worry about it, might be a better way to put it.

Buying the house last year put an incredible strain on my finances. I know what you must be thinking: how bad can things be when you own your own property? Well, if you over-extended yourself financially, things can be pretty bad.
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Coming to terms with one’s self is absolutely critical before you can move on into the implementation stage. I experienced a huge influx of emotions from one end of the scale to the other while asking myself what I really wanted and how I truly wanted to live my life. For anyone going through this, you know exactly Read the rest of this entry